Regulatory Information

Limited Company

CAP LAW Solicitors Ltd is a limited company registered in England & Wales No. 8263270 Registered Office: 33 Ludgate Hill, Birmingham B3 1EH.

CAP LAW Solicitors Ltd is authorised and regulated by the Solicitors Regulation Authority.

Financial Services and Markets Act 2000

The firm is not authorised under the Financial Services and Markets Act 2000, but we are able in certain circumstances to offer a limited range of investment services to clients because we are members of the Law Society. We can provide these investment services if they are an incidental part of the professional services that we have been engaged to provide.

Professional Indemnity Insurance

The firm currently has professional indemnity insurance, details of which are set out in our terms of business.

Terms and Conditions

By accessing and using this website you are agreeing to the following terms and conditions which apply to that access and use:

Your access

You may only access this website for your own use.  You may not exploit any part of this website, or any information or documentation contained on it commercially.

Disclaimer

You agree that your use of this website shall be subject to the Disclaimer in this part of this site, which is incorporated into the terms of this agreement

Solicitors’ Financial Services (Conduct of Business) Rules 2001

We are not authorised by the Financial Services Authority.  We can, however, carry on insurance mediation activity (generally, the selling, advising on and administration of insurance contracts) where it is incidental to, or a necessary part of the legal services that we provide. In carrying on this part of our business we are regulated by the Law Society of England and Wales.

Copyright

All of the materials on this website are, unless otherwise stated, subject to copyright, either of CAP LAW Solicitors Ltd or of suppliers to CAP LAW Solicitors Ltd.  No material on this website may be used without our written consent, save that you may make copies of individual items (but not substantial parts of the website) for personal use, and provide copies to others for similar use.  If you provide any copy to a third party you must also provide that person with a copy of this copyright notice.

You may not vary any material that you copy, and any copyright notice in any item must remain, without alteration.

Software

You must not, without our prior consent, download, copy, modify, distribute or decompile any of the software that operates this website, which is owned by either us or our suppliers.

Documentation and Files sent to us

You agree that:

1. you will virus-check any file or document that you intend sending to us via this website and that you must not send any file or document to us that you know contains, or believe may contain a virus; and
2. you will not send us, via this website, any document or file that you are not legally entitled to send to us without restriction.

Changes

We may at any time:

1. close or modify this website; or
2. vary or amend these terms and conditions (in which case any change shall take effect upon being posted to this website).

Links

Electronic links may be freely made to this website, but only to the Home Page, unless we agree otherwise in writing.

Severance

If any term of this agreement (including any disclaimer) is, or becomes illegal, invalid or unenforceable in any jurisdiction, that shall not affect:

1. the legality, validity or enforceability in that jurisdiction of any other term of this agreement (or of such disclaimer);
2. the legality, validity or enforceability in other jurisdictions of that, or any other provision of this agreement (or such disclaimer).

Law and Jurisdiction

Any dispute in relation to this website shall be governed by English law and you submit to the exclusive jurisdiction of the English courts for the determination of any such dispute.

Website Terms of Use

This page tells you the terms of use on which you may access this website (our site). By using our site, you confirm that you accept these terms of use and that you agree to comply with them. If you do not agree to these terms of use, please do not use our site.

Intellectual property rights

We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it.  Those works are protected by copyright laws and treaties around the world.  All such rights are reserved.

You may print off one copy, and may download extracts, of any page(s) from our site for your personal use and you may draw the attention of others within your organisation to content posted on our site.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged.

You must not use any part of the content on our site for commercial purposes without obtaining a licence to do so from us or our licensors.

If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

Accessing our site

The purpose of providing you with access to our site is to assist in the provision of legal services to our client and access is not to be used for any other purpose.

We cannot guarantee that our site, or any content on it, will always be available or be uninterrupted. Access to our site is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of our site without notice. We will not be liable to you if for any reason our site is unavailable at any time or for any period.

You are responsible for making all arrangements necessary for you to have access to our site including (without limitation) configuring your information technology, computer programmes and web platform. You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms, and that they comply with them.

No reliance on information

The content on our site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site.

Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up-to-date.

Our liability

We shall not be liable in respect of the use of, or inability to use, our site or use of or reliance on any content displayed on our site.

We shall not be liable if for any reason our site is unavailable at any time or for any period.

To the extent permitted by law, we expressly exclude all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity.

Any liability for any direct, indirect or consequential loss or damage incurred by you in connection with our site or in connection with the use, inability to use, or results of the use of our site, any websites linked to it and any materials and/or content posted on it whether caused by tort (including negligence), breach of contract or otherwise is excluded.

This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.

Viruses, hacking and other offences

We do not guarantee that our site will be secure or free from bugs or viruses.

You are responsible for configuring your information technology, computer programmes and platform in order to access our site. You should use your own virus protection software.

You must not misuse our site by introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any material posted on it. We will report any breach of the Computer Misuse Act 1990 to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

Linking to our site

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.

You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link to our site in any website that is not owned by you.

Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page.

We reserve the right to withdraw linking permission without notice.

The website in which you are linking must comply in all respects with the content standards set out in our Acceptable Use Policy.

General

We may revise these terms of use at any time by amending this page.

We do not guarantee that our site, or any content on it, will be free from errors or omissions.

We shall not be liable in any circumstances for any delay in performing, or failure to perform, any of our obligations under these terms of use if such delay or failure result from events, circumstances or causes beyond our reasonable control including (without limitation) failure of a telecommunications network.

These terms of use shall be governed by and construed in accordance with the law of England. Any dispute arising in relation to these terms of use shall be subject to the non-exclusive jurisdiction of the English courts.

If you have any questions, concerns or comments about our site or these terms of use, please contact us.

Disclaimer

The information on this website is provided for general information purposes only, and does not provide definitive advice.  It does not amount to legal or other professional advice and so you should not rely on any information contained on this website as if it were such advice.

We do not accept any responsibility for any loss which may arise from reliance on any information published on this site.  Definitive advice can only be given with full knowledge of all relevant facts.  If you need such advice please contact us.

Errors

Although we monitor this website to ensure accuracy and functionality we cannot guarantee that this website and the services provided through it will be free of error.  If you become aware of any error, please advise us.

Viruses

Although we virus-check everything we place on this website we cannot guarantee that files and documents downloaded from it will be virus-free.  Accordingly, we do not accept any liability for any loss or damage caused by any virus.  In order to protect yourself, you should use anti-virus software when accessing this site

External internet sites and links

This site may contain links to other websites, and other websites may have links to this site.  We do not endorse other websites or have any responsibility for their content, and we do not accept any liability for any loss or damage which you may suffer through your access to those sites or through your use of documents or information contained on them.

Unauthorised access

Although we do take steps to maintain security, we cannot guarantee that persons cannot gain unauthorised access to confidential information hosted on, or downloaded from this website. Where encryption technology is used, we do not guarantee its functionality or that it is the best or strongest available.

Cookie Policy

By using our website, you agree that we can place these types of cookies on your device.

What are cookies?

A cookie is a small file of data, usually consisting of letters and numbers, which is downloaded onto your computer or mobile internet device. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the site. A cookie cannot be used to identify you personally but it can allow a website to recognise you if you visit the site again and can as a result improve its responsiveness to you when you revisit.

Types of cookies

There are lots of different types of cookies which can be used in different ways. Below are some useful descriptions which will allow you to differentiate between certain types of cookies.

• Session cookies:  these cookies only last for the duration of a browser session and expire when you leave a website and the session ends. They enable website to track a user’s actions on a website during that session. For example, these cookies are used to allow the website operator to recall items placed by a user in an electronic shopping basket to purchase during a visit to their site. The information would not be retained if the user left the website and the session ended.
• Persistent cookies: these cookies are stored on the user’s equipment between browsing sessions and allow a website to recognise you on your return. More intrusive persistent cookies can be used to track your activities across other websites and can be used in order to target advertising based on your browser activities. Our website does not use persistent cookies.
• First-party cookies: these are cookies that are planted by the website you are visiting.  The cookie can be identified by the website each time a user returns. For example, these cookies can be used by the website to store log in details so that a user does not need to re-enter their username and password on every visit to the site.
• Third-party cookies: these are cookies that are planted by third parties with the permission of the operator of the website you are visiting.  Third party cookies are used by a range of third parties in a variety of different ways. For example, they can be used by third parties who provide security to purchasing transactions or, as is increasingly common, by advertisers. Our website does not use third party cookies.

How does our website use cookies?

Our website uses Google Analytics cookies and session cookies. We use these cookies to help us to provide you with a good experience when you browse our website and also to improve our site. The cookies we use allow us to recognise visitors and to see how visitors move around the site when they are using it. This helps us to improve the way our website works, for example by ensuring that users are finding what they are looking for easily. They are not used for tracking or recording information about visitors. Please see below further detail about the individual analytical cookies we use and how to recognise them.

We use the following cookies on our website:

Google Analytics

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This cookie enables us to estimate our audience size and usage pattern.

How to block cookies

You have the ability to accept or decline cookies by modifying the settings in your browser. If you choose to decline cookies used by our website you will still be able to use the site.

If you have any questions about our use of cookies, please contact us.

Privacy Policy

Confidentiality and Data Protection

We may gain information about you from your use of this website. It may be ‘voluntary information’ – information that you provide to us voluntarily (such as contact details or information contained in an employment application form) or ‘involuntary information’- information that we gather through our monitoring of visits to this website.

Voluntary information will be retained and utilised in accordance with all applicable laws – in particular, the Data Protection Act 1998, in accordance with which we will maintain and protect the confidentiality of your information.

Third parties may provide us with storage facilities. They will be required to adhere to the same confidentiality obligations that we have and will only be allowed to process data in accordance with our instructions. Apart from this, we will not, unless required to do so by law or by regulators, disclose your data to any third party.

You are entitled to access and to have rectified any personal data provided to us. You may do this either by sending us a written request by post or by e-mail to enquiries@cap-law.co.uk.

Involuntary information will not generally identify individual visitors to our website and is mainly statistical. It will be used mainly to improve the website and its navigability, and to identify areas that are of most interest to visitors. Where visitors are identified they will usually be organisations that already have relationships with us, and the information we gain will be used in developing those relationships and improving the services we provide.

Cookies Notice – if you continue to use our site we may assume that you agree to our use of cookies

Important notice for users – Like most websites, this site uses Google Analytics cookies and session cookies. These are small files of data that collect information about how visitors use our site, for instance which pages visitors go to most often, and if they get error messages from web pages.

These cookies don’t collect information that identifies a visitor. All information these cookies collect is aggregated and therefore anonymous. The information is only used to improve the responsiveness of our website when you visit.

By using our website, you agree that we can place these types of cookies on your device.

For more information about cookies please read our cookies policy.

Complaints Policy

All requests for further information or any complaints should be addressed to Patrick McGowan.  A copy of our Complaints Policy is available on request from enquiries@cap-law.co.uk